These Terms & Conditions set out the rules, responsibilities, and legal obligations when using the Optima Vehicle Leasing website and our car and van leasing services across the UK.
By accessing our website or entering into a leasing arrangement introduced by us, you agree to these Terms & Conditions.
To be eligible for one of our offers, you must:
Be aged 18 or over
Meet the lender’s credit approval criteria
All offers are:
Subject to availability
Subject to credit approval
Available for a limited time
Capable of being withdrawn or amended without prior notice
Pricing and vehicle information are correct at the time of publication but may change due to:
Funders’ rate adjustments
Manufacturer support changes
Dealer pricing updates
Stock availability
We cannot guarantee availability once an application has been submitted.
All vehicle data is provided in good faith using industry-standard databases and supplier information. Specifications, fuel economy, emissions, and technical details may change without notice. We cannot be held responsible for third-party data inaccuracies.
Failure to maintain contractual payments may result in:
Termination of your agreement
Repossession of the vehicle by the funder
Additional charges in accordance with the finance agreement
Vehicle images are for illustration purposes only. Colours, specifications, and optional extras may vary. Please confirm full specification details prior to order.
Under Personal Contract Hire (PCH) or Business Contract Hire (BCH) agreements:
You do not own the vehicle
The vehicle must be returned at the end of the agreement
You are responsible for the vehicle’s condition
Excess mileage and damage charges may apply
Optima Vehicle Leasing is a trading name of Fourteen Automotive Ltd.
Registered Office:
The Long Barn, Cobham Park Road,
Cobham, Surrey, KT11 3NE
Company Registration Number: 16279493
Registered in England & Wales
Fourteen Automotive Ltd is authorised and regulated by the Financial Conduct Authority for credit broking.
Firm Reference Number: 1039198
We operate as a credit broker and not a lender.
The terms “we”, “us”, and “our” refer to Optima Vehicle Leasing / Fourteen Automotive Ltd.
The term “you” refers to the user or visitor of this website.
Your use of this website and any dispute arising from its use is governed by the laws of England and Wales.
The content of this website is provided for general information only and is subject to change without notice.
While we make reasonable efforts to ensure information is accurate and up to date, we do not provide any warranty or guarantee as to:
Accuracy
Completeness
Timeliness
Suitability for a particular purpose
To the fullest extent permitted by law, we exclude liability for any inaccuracies or errors.
Your use of any information or materials on this website is entirely at your own risk. It is your responsibility to ensure that any products or services meet your individual requirements.
This website contains material owned by or licensed to Optima Vehicle Leasing.
This includes, but is not limited to:
Website design
Layout
Branding
Graphics
Written content
Reproduction is prohibited without prior written consent.
All third-party trademarks used on this website are acknowledged.
This website may contain links to third-party websites for your convenience.
We:
Do not endorse third-party websites
Accept no responsibility for their content
Accept no liability for any loss arising from their use
You may not create a link to our website without prior written consent.
Any finance agreement entered into is between you and the lender, not Optima Vehicle Leasing.
We introduce customers to a panel of selected lenders and may receive commission for successful introductions.
All agreements are subject to:
Credit approval
Lender terms and conditions
Vehicle availability
Pre-contract credit information will be provided before any agreement is signed.
To the fullest extent permitted by law:
We exclude liability for indirect or consequential loss
We exclude liability arising from reliance on website content
Nothing in these terms excludes liability for death or personal injury caused by negligence or for fraud
We reserve the right to amend these Terms & Conditions at any time.
Continued use of the website constitutes acceptance of any revised terms.