Privacy Policy

At Optima Vehicle Leasing, we are committed to protecting your privacy and safeguarding your personal data.

This Privacy Policy explains how we collect, use, store, and protect your information when you visit our website or use our car and van leasing services across the UK.

Who We Are

Optima Vehicle Leasing is a trading name of Fourteen Automotive Ltd.

Registered Address:
The Long Barn, Cobham Park Road,
Cobham, Surrey, KT11 3NE

Fourteen Automotive Ltd is authorised and regulated by the Financial Conduct Authority.

We are committed to protecting and respecting any personal information you share with us.

This policy may be updated from time to time. Please check this page periodically for updates.


Information We Collect

We collect information when you engage with us via:

  • Our website

  • Email or telephone

  • Digital enquiry forms

  • Social media

  • Finance applications

  • Partner or lender introductions

The information we may collect includes:

  • Full name, date of birth, address and contact details

  • Employment details

  • Income and expenditure information

  • Credit history and financial information

  • Bank details where provided for payment processing

  • Vehicle preferences and agreement details

  • IP address and device identifiers

  • Website usage data

  • Cookie information (see Cookie Policy)

  • Call recordings and email communications

  • Any other information you voluntarily provide

Some information may not identify you personally but helps us improve our services.


How We Use Your Information

We only process personal data where necessary and lawful.

Our legal bases for processing include:

Contractual Necessity

Where processing is necessary to provide our services, including:

  • Preparing and administering vehicle quotations

  • Arranging finance agreements

  • Processing payments

  • Managing your agreement and renewal

  • Responding to enquiries

Legal Obligation

Where required to:

  • Conduct identity verification

  • Carry out anti-fraud checks

  • Comply with FCA requirements

  • Respond to regulatory or law enforcement requests

Legitimate Interests

Where processing is necessary for:

  • Operating and improving our business

  • Monitoring service quality

  • Preventing fraud

  • Undertaking internal analysis

  • Managing complaints

  • Website analytics and performance improvement

Our legitimate interests are always balanced against your rights and freedoms.


Credit Checks & Financial Assessment

When you apply for finance, we may share your information with lenders and credit reference agencies.

These checks may include:

  • Credit scoring

  • Financial risk assessment

  • Identity verification

Lenders will provide their own privacy notices where required.


Automated Decision Making

We do not make fully automated decisions without human involvement.

Finance approval decisions are made by lenders, not by us.


How We Share Your Information

We do not sell your personal information.

We may share your information with:

  • FCA-authorised lenders and finance providers

  • Vehicle suppliers and dealerships

  • IT and CRM service providers

  • Website hosting providers

  • Payment processors

  • Fraud prevention agencies

  • Regulatory bodies (including the FCA)

  • Professional advisers

We only share information necessary for the specific purpose.

Some third parties act as independent data controllers and will provide their own privacy notices.


Data Retention

We do not retain personal data longer than necessary.

Where you become a customer, we typically retain records for a minimum of six years in line with regulatory requirements.

Where required by law or regulation, we may retain information for longer.

If you do not proceed with a service, we retain your data only as long as reasonably necessary for legitimate business purposes.


Your Rights Under UK GDPR

You have the right to:

  • Access your personal data

  • Request correction of inaccurate data

  • Request erasure of your data (where applicable)

  • Restrict processing

  • Object to processing

  • Request data portability

  • Withdraw consent where processing is based on consent

  • Request that we stop sending marketing communications

These rights may be subject to legal limitations.

To exercise your rights, contact us using the details below.


Data Security

We take appropriate technical and organisational measures to protect your personal data.

These include:

  • Secure CRM systems

  • Encrypted digital storage

  • Password-protected systems

  • Restricted access controls

  • Secure email practices

Paper records (where applicable) are stored securely.


Marketing Communications

We may send marketing communications where you have consented or where permitted by law.

You may opt out at any time by contacting us or using unsubscribe links.


Complaints About Data Protection

If you are concerned about how we handle your personal data, please contact us first:

đź“§ [email protected]
📞 01372 642349
📍 The Long Barn, Cobham Park Road, Cobham, Surrey, KT11 3NE

If you are not satisfied with our response, you may contact the Information Commissioner’s Office:

Information Commissioner’s Office
Wycliffe House
Water Lane
Wilmslow
Cheshire
SK9 5AF

Website: www.ico.org.uk