About Us

At Optima Vehicle Leasing, we specialise in competitive car and van leasing solutions across the UK, as well as bespoke vehicle sourcing.

We work with a wide network of manufacturers, dealerships, and finance providers to deliver Personal Contract Hire (PCH) and Business Contract Hire (BCH) across all makes and models — from compact city cars and family SUVs to electric vehicles and commercial vans.

Our goal is simple: to make vehicle leasing and sourcing straightforward, transparent, and cost-effective.


Who We Are

Optima Vehicle Leasing is a trading name of Fourteen Automotive Ltd, registered in England & Wales.

We are authorised and regulated by the Financial Conduct Authority (FCA) and operate as a credit broker, not a lender.

We introduce customers to a carefully selected panel of UK finance providers, helping secure competitive leasing options tailored to individual needs.


What We Do

We provide:

  • Personal car leasing (PCH)

  • Business car leasing (BCH)

  • Van leasing for sole traders and limited companies

  • Electric and hybrid vehicle leasing

  • Vehicle sourcing for specific models or specifications

  • Nationwide vehicle delivery


Vehicle Sourcing Service

In addition to advertised lease deals, we offer a bespoke vehicle sourcing service.

If you:

  • Can’t find the exact specification you want

  • Require a particular colour, trim, or factory option

  • Need multiple vehicles

  • Are looking for a rare or high-demand model

We can source vehicles directly through our national supplier network.

Our sourcing service covers:

  • Brand new factory orders

  • In-stock vehicles

  • Business fleet requirements

  • Specialist or premium vehicles

We handle the negotiation, supplier coordination, and finance introduction to simplify the entire process.


Transparent & Straightforward

We believe in clarity from the outset.

  • We clearly state that we are a broker, not a lender

  • We disclose that we receive commission from lenders

  • We charge a fixed £195 arrangement fee (including VAT), disclosed before you proceed

  • We explain all key features, risks, and end-of-contract obligations upfront

No hidden costs. No complex jargon. Just clear information so you can make an informed decision.


Regulated & Trusted

As an FCA-regulated firm, we operate in line with:

  • FCA Principles for Businesses

  • Consumer Duty requirements

  • Treating Customers Fairly standards

We are also a member of the British Vehicle Rental and Leasing Association (BVRLA) and adhere to their professional Code of Conduct.


Our Approach

We focus on:

  • Understanding your requirements

  • Checking suitability and affordability

  • Explaining contract terms clearly

  • Providing consistent communication

  • Supporting you through to delivery

Leasing is a financial commitment, and we ensure customers fully understand their agreement before proceeding.


Nationwide Coverage

We arrange vehicle leasing and sourcing across the UK, with nationwide delivery available.

From enquiry to handover, we aim to provide a smooth, professional experience.


Get in Touch

If you're looking for competitive car or van leasing — or need help sourcing a specific vehicle — we’re here to help.

📧 [email protected]
📞 01372 642349

Get in touch with us today Our friendly team are here to help.